Insurance programs for 

Eyecare Professionals

Professional Liability Insurance for C-Seph - Canadian Society of Eye Health Professionals /SOEP Optician Members

All Provinces  - LLoyd's

Program Highlights:

  • Limits starting at $2,000,000 per claim / $2,000,000 annual aggregate 
  • Claims made form 
  • Insurer: Lloyd's 
  • Nil Deductible 
  • Retroactive Date: Date of initial purchase of continuous claims made coverage (otherwise inception of policy) 
  • Libel and Slander 
  • Unintentional failure to report to Healthcare Service Provider $250,000 
  • Sexual harassment / Abuse $100,000 
  • Products Liability $100,000 included 
  • Loss of Documents $250,000 
  • Extended Reporting Period: Automatic 30 days in the event of non-renewal or cancellation (for other than nonpayment of premium) at no charge.   
  • Official Proceedings criminal or regulatory investigation $100,000 included 
  • No additional charge for entity coverage for sole proprietors operating Personal Service Corporations. 
  • No charge for staff (including secretaries) and students under your supervision 
  • CGL and Property coverage available 
  • Discounted premium for members  


Rates starting at $105 Annually incl broker fee


All premiums are minimum and retained

To apply for coverage download ---> Lloyd's Optician Application



Ontario Only - Intact Insurance

Program Highlights:

  • Limits $2,000,000 per claim / $6,000,000 annual aggregate
  • Occurence form 
  • Insurer: Intact Insurance 
  • Nil Deductible  
  • Legal Expense coverage with $1,000 deductible
    $5,000 Aggregate Per Certificate period – Expert Witness
    $5,000 Per Claim – Expert Witness
    $5,000 Aggregate Per Certificate period – Legal Consultation
    $5,000 Per Claim – Legal Consultation
    $50,000 Aggregate Per Certificate period – Legal Expenses
    $25,000 Per Claim – Legal Expenses
    $10,000 Therapy and Counselling Expenses
  • No charge for staff (including secretaries) and students under your supervision  
  • CGL and Property coverage available 
    Discounted premium for members 

Rates starting at $95 Annually (plus 8% tax)

To apply for coverage download ---> Intact Optician 2015-16

Note: This policy has a common expiry date for all members of Dec 31 each year. Members must be in good standing in order to purchase this insurance. Premiums are fully earned and 100% retained. Premiums are not prorated for members joining mid term.



Membership to Society of Eye Care Professionals - this insurance program is available only to SOEP members/C-Seph members . To join their group you will need to complete the attached application and send it to Claudia Marks at SOEP. Download to Apply and make payment directly to them as directed on the application form.



Paul Holman B.A., CAIB, CRM, RIB(Ont.)


Phone: 905-886-5630 ext 1246  Fax: 905-886-5622

Holman Insurance Brokers, Ltd.
3100 Steeles Ave. East Suite 101
Markham ON L3R 8T3