Insurance programs for 

Eyecare Professionals

Professional Liability Insurance for C-Sehp Optometrist Members

Ontario Only (other provinces see below)

Program 2017 Highlights:

  • Individual Occurence form policy with no common expiry date
  • Limits $2,000,000 per claim / $6,000,000 annual aggregate (option for higher limits 
  • Insurer: Lloyd's 
  • Nil Deductible 
  • Legal Expense coverage with $1,000 deductible
    $5,000 Aggregate Per Certificate period – Expert Witness
    $5,000 Per Claim – Expert Witness
    $5,000 Aggregate Per Certificate period – Legal Consultation
    $5,000 Per Claim – Legal Consultation
    $50,000 Aggregate Per Certificate period – Legal Expenses
    $25,000 Per Claim – Legal Expenses
    $25,000 Therapy and Counselling Expenses
     (Claims made) 
  • No charge for staff (including secretaries) and students under your supervision 
  • Coverage for writing prescriptions 
  • Entity coverage at no additional cost 
  • Employees covered at no additional cost 

Starting rate for all Optometrists starting at  $685 +$25 Broker fee - Individuals / Corporations + tax = $766.80 includes coverage for writing prescriptions and corporate entity coverage if corporation listed on application.

To apply for coverage download ---> Optometrist app

New for 2017 option for Commercial General Liability and Property

All Other Provinces (except Ontario)

Program Highlights:

  • Limits starting at $2,000,000 per claim / $2,000,000 annual aggregate 
  • Claims made form 
  • Insurer: Lloyd's Canada / Lloyd's of London 
  • Nil Deductible 
  • Retroactive Date: Date of initial purchase of continuous claims made coverage (otherwise inception of policy) 
  • Libel and Slander 
  • Unintentional failure to report to Healthcare Service Provider $250,000 
  • Sexual harassment / Abuse $100,000 
  • Products Liability $100,000 included 
  • Loss of Documents $250,000 
  • Extended Reporting Period: Automatic 30 days in the event of non-renewal or cancellation (for other than nonpayment of premium) at no charge. 
  • Official Proceedings criminal or regulatory investigation $100,000 included 
  • No additional charge for entity coverage for sole proprietors operating Personal Service Corporations. 
  • No charge for staff (including secretaries) and students under your supervision 

Note: Higher Limits available upon request and as shown on our application.

Option for Commercial General Liability on application


To apply for coverage download ---> Optometrist App 3.3

Membership to C-Sehp - this insurance program is available only to C-Sehp (Canadian Society of Eye Health Practitioners) members. To join their group you will need to complete the attached application and send it to Claudia Marks at C-Sehp. Download to apply and make payment directly to them as directed on the application form.

Canadian Society of Eye Health Practitioners

CGL and Property coverage also available
Discounted premium for members

For further Insurance information contact:

Paul Holman B.A., CAIB, CRM, RIB(Ont.)


Phone: 905-886-5630 ext 1246  Fax: 905-886-5622

Holman Insurance Brokers, Ltd.
3100 Steeles Ave. East Suite 101
Markham ON L3R 8T3